South West Homes

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Do I qualify

HomeBuy helps people to get their first foot on the property ladder. HomeBuy also helps those people who wish to rent but cannot afford to pay market rents.

If you are interested and wish to apply you can complete an application with us online.  We work with developers, local authorities and housing associations to provide HomeBuy options to people in housing need.  You might also want to attend one of our roadshows.  Watch our video below to see what happens at our very popular roadshows.

Once you have applied online we will assess your application and advise you of all the HomeBuy options for which you may be eligible.

Buying a home

HomeBuy helps people, usually first time buyers, who cannot afford to buy a property that suits their household needs on the open market.

HomeBuy may not be able to help those who currently own their home.  If you are unsure please call us.

The maximum income allowed is 60,000 pound per annum (single or joint). You will need to have access to (or savings) an amount of money to cover the initial costs of buying a home. This amount varies by Local HomeBuy Agent but is likely to be a minimum of 2,500 pound.

Renting a home

Eligibility for renting a home through HomeBuy can vary between different schemes. For example, under Rent to HomeBuy you will be assessed in the same way as if you were buying a share in the property (but with no requirement for savings). For discounted rent, you will need to demonstrate that you can afford to pay the monthly rent and service charge payments.

General

Some homes can only be allocated to people with a local connection (live, work or family connection) to the local authority area in which the property is located.

Any specific information regarding eligibility is usually stated within the property marketing information.